As a retired federal employee, I’ve dedicated my post-career life to serving others. As an independent insurance agent, risk analyst, Medicare advisor, and small business retirement consultant, I help individuals, families, and business owners make informed decisions about their financial futures and health coverage. I have extensive experience with federal benefits (including TSP, OPM, FEGLI, SGLI, VGLI, the Florida Retirement System, Puerto Rico Plan 106, and 403(b) plans), private-sector plans such as 401(k)s, and small business plans including 412(e)(3). I also guide beneficiaries through their Medicare and health insurance options so they can choose the coverage that best fits their needs and goals.