Mortgage Services Tailored to Your Needs

Home Purchase Loans

Secure the best mortgage rates and terms for your new home.

Mortgage Refinancing

Lower your interest rate, reduce monthly payments, or access home equity.

First-Time Homebuyer Loans

Special programs and guidance to make homeownership easier.

FHA, VA & USDA Loans

Government-backed options for lower down payments and flexible terms.

Jumbo & Specialty Loans

Custom financing for high-value properties and unique lending needs.

About Ed Smith

-In business since 1983 -From Los Angeles moved San Diego in 1974 -Veteran of United States Marine Corps -Loves spending time with his 4 kids and 9 grandchildren -Does loans and real estate so understands all facets of the business

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Mortgage Refinance!

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Need a mortgage? Let’s make it happen!

Ed Smith

Disclaimer: The information in this report is for general information purposes only. We make no representation or warranties of any kind, express or implied, about the completeness, accuracy, reliability, of information provided. Any reliance you place on such information is therefore strictly at your own risk.