How to Check Whether Private Health Insurance Fits Your Needs as a Canadian Employee

Canadian provincial health insurance covers basic medical services but often excludes prescription drugs, dentistry, optometry, therapies, and equipment. Workers should assess their employer's benefits, personal healthcare needs, and expenses to decide on private insurance. Factors include coverage details, costs, deductibles, exclusions, and financial ability to handle unexpected healthcare costs. Comparing policies ensures adequate coverage without overpaying.