When Does Your Health Insurance Expire After Leaving Your Job?

Health insurance usually ends on your last workday or the end of that month, depending on company policy. COBRA allows continuation of coverage up to 18 months but can be costly. Marketplace plans offer subsidies and comprehensive coverage. Short-term insurance is less comprehensive and not subsidized. Options also include joining a spouse's or parent's plan, Medicaid for low income, and Medicare for those 65 or older. Eligibility and costs vary by situation.