Working in California does not automatically prevent you from buying a home in Yuma. Lenders evaluate the complete picture, including your income, employment history, commute distance, intended occupancy, credit profile, debt-to-income ratio, residency, and housing history. Your plans for using the property and where you maintain your primary residence may also matter. Because every borrower’s circumstances are different, reviewing your documents with a qualified mortgage professional can help clarify eligibility and identify the right path toward purchasing in Yuma.