Florida Housing offers a Homebuyer Program that offers 30-yr fixed-rate first mortgage loans to 1st-time homebuyers. Florida also offers down payment and closing cost assistance in the form of a 2nd mortgage loan. The Florida Assist - Offers up to $10K on FHA, VA, USDA, and Conventional Loans - 0%, non-amortizing, deferred 2nd mortgage Homeownership Loan Program - Offers $10K - 3% fully-amortizing - 15-yr term.
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