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What credit score do mortgage lenders use?

Location
Seattle, Portland, San Francisco
Publish Date
2022/12/05

Most mortgage lenders use your FICO score to determine your loan eligibility. Lenders will request a merged credit report that combines info from: Experian Transunion Equifax. Each credit bureau will have a different FICO score. The lender will typically use the middle score when evaluating your creditworthiness.

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