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The Best Affordable Mortgages for First-Time Buyers

Publish Date
2023/02/15

Community Affordable Loan Solution No down payment or PMI No min credit score Allows non-traditional credit Limited availability in designated markets American Dream Loan 3% down payment but no PMI Accepts non-traditional credit DTI ratio < 43% Credit score of at least 640 Available in 25 states PNC Community Mortgage 3% down payment No PMI Relaxed credit requirements $5K closing cost grant Homebuyers Choice Loan 0% down payment No PMI Only available to Navy Federal Credit Union members

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