Tarek Moaz · Pacati Insurance LLC

Life Insurance & Beyond — Protecting What Matters Most in Falls Church, VA

Tarek Moaz at Pacati Insurance LLC helps you find the right coverage — from life and Medicare to home, auto, and more — at no cost to you.

About

Meet Tarek Moaz — Your Trusted Insurance Advisor in Falls Church, Virginia

I'm Tarek, a dedicated insurance broker with Pacati Insurance LLC, proudly serving the Falls Church, Virginia community. While my roots are in Medicare planning, my passion runs deeper — helping families, individuals, and business owners secure the right protection at every stage of life. I work with a wide network of reputable national and local carriers, efficiently sorting through your options so you don't have to. Whether you're exploring life insurance for the first time or reviewing your existing coverage, I'll guide you with clarity and care. And best of all? My services come at absolutely no cost to you.

Specialties

Coverage Areas & Credentials

Licensed Insurance BrokerMedicare SpecialistLife Insurance ExpertFinal Expense PlanningHealth & Supplemental CoverageCommercial & Business InsuranceNo-Cost Advisory ServicesPacati Insurance LLC

Resources

Insurance Solutions Tailored for Every Chapter of Your Life

From protecting your health to safeguarding your home and business, Tarek Moaz covers it all under one roof.

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Health Insurance

Navigate the complex world of health plans with confidence. Tarek compares top carriers to find the right fit for your health needs and budget.

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Medicare

As a Medicare specialist in Falls Church, Tarek simplifies Parts A, B, C, and D — helping you choose a plan that works for your lifestyle and prescriptions.

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Home & Renter

Your home is your most valuable asset. Get comprehensive home or renter's insurance that protects you from the unexpected — at competitive rates.

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Auto Insurance

Drive with peace of mind. Tarek shops multiple auto insurance carriers so you get solid coverage without overpaying on your premium.

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Dental & Vision

Routine dental and vision care shouldn't break the bank. Explore affordable standalone or bundled dental and vision plans that keep you covered.

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Supplemental

Fill the gaps your primary insurance leaves behind. Supplemental plans cover unexpected costs — from critical illness to hospital stays.

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Final Expense

Give your loved ones the gift of peace of mind. Final expense insurance covers end-of-life costs so your family isn't burdened during a difficult time.

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Commercial

Protect your business the way you protect your family. Tarek helps Falls Church business owners find commercial coverage that fits their industry and risk profile.

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Professional Liability

Errors happen — but they don't have to cost you everything. Professional liability insurance shields you from claims arising out of your professional services.

Life Insurance in Virginia — Why Now Is the Right Time to Plan

The insurance landscape is always shifting. Here's a snapshot of key market indicators that underscore why having the right coverage in Falls Church, Virginia matters more than ever.

Your roadmap

How to Get the Right Life Insurance Coverage — Step by Step

Step 1: Assess Your Needs

We start with a conversation — your family situation, income, debts, and long-term goals all shape the right type and amount of life insurance for you.

Step 2: Explore Your Options

Tarek compares term, whole, and final expense life insurance plans from reputable national and local carriers, presenting you with clear, side-by-side options.

Step 3: Review & Customize

We walk through each plan together — premiums, benefits, riders, and exclusions — so you understand exactly what you're getting before making any decision.

Step 4: Apply with Confidence

When you're ready, Tarek handles the application process from start to finish, making it simple and stress-free — with no hidden fees or obligations.

Step 5: Stay Protected for Life

Your needs change over time. Tarek remains your partner, available for annual reviews and adjustments to ensure your coverage always keeps pace with your life.

Testimonials

What Falls Church Residents Are Saying About Tarek

★★★★★

“I've had a fantastic experience with Pacati insurance solutions. Tarek is knowledgeable, responsive, and always ready to assist with any questions or concerns.He took the time to understand my needs and provided tailored coverage. I highly recommend!”

— Abigail Perez

★★★★★

“The Pacati team is incredible. I started out with them years ago just to get a good home insurance plan - since then I've used them for auto insurance and my taxes. Their service is incredible, they are VERY patient with all my questions, and really look out for my best interest. They have a customer for life.”

— Mohamed Moaz

★★★★★

“We had a great experience with Tarek. He helped us find the right insurance to fit our needs and was very patient with our questions. It’s clear that he truly cares for his clients.”

— Sammy Emara

★★★★★

“Very helpful, prompt, professional service I would strongly recommend it 👍🏼👌🏼”

— Magda Emara

★★★★★

“I came here to get help with my taxes and home & car insurance — they’re incredibly knowledgeable, and more importantly, they truly look out for your best interest! Highly recommend their services”

— Lena

★★★★★

“I can hear for my taxes and they were so helpful and friendly! I highly recommend this place and will be coming back.”

— Yani Martinez

FAQ

Frequently Asked Questions About Life Insurance

How much life insurance do I actually need?

A common rule of thumb is 10–12 times your annual income, but your specific needs depend on your debts, dependents, and financial goals. Tarek will help you find the right number for your unique situation.

What's the difference between term and whole life insurance?

Term life insurance covers you for a set period (e.g., 20 years) and is generally more affordable. Whole life insurance provides permanent coverage and builds cash value over time. Each serves a different purpose — Tarek will help you decide which fits your life best.

Is working with Tarek really free?

Yes! As an independent broker, Tarek is compensated by the insurance carriers — not you. You get expert guidance, plan comparisons, and application support at absolutely no cost to you.

Can I get life insurance if I have a pre-existing condition?

In many cases, yes. Options like final expense insurance typically have no medical exam requirements. Tarek works with a broad network of carriers to find plans that accommodate a range of health situations.

How long does it take to get covered?

Some policies — especially no-exam options — can be approved in as little as 24–48 hours. Traditional underwritten policies may take a few weeks. Tarek will set clear expectations based on the plan you choose.

Do you serve clients outside of Falls Church, Virginia?

While Tarek is based in Falls Church, Pacati Insurance LLC serves clients across Virginia and beyond. Reach out to learn about coverage availability in your area.

Stay Informed on Insurance Trends & Tips

The insurance world changes constantly — new plans, updated Medicare rules, shifting premiums. Stay ahead with timely insights from Tarek Moaz, delivered straight to your inbox. Knowledge is the first step to better protection.

Get in touch

Ready to Protect Your Family's Future? Let's Talk.

Tarek Moaz at Pacati Insurance LLC is here to help Falls Church residents and beyond find the right life insurance — and any other coverage you need. Reach out today for a no-pressure, no-cost conversation.

Email Tarek Call +15713443442