Here, PBC Today explores the reasons a housing market crash may-or may not- happen As we all know, a strong demand to buy and a limited supply of available properties tends to keep prices healthy, averting the chances of a housing market crash. A forecast from the American bank Citi predicted inflation would rise hit 18% in 2023, the highest level in nearly half a century and resulting in the rate of price rises for consumers to be at nine times the Bank of England’s target. Deposit Unlock, a collaboration between housebuilders and lenders, also offers a 5% deposit for new build homes and is supported by housebuilders, who pay for insurance to protect up to an additional 30% of the property’s value on behalf of their buyers to limit the risks for lenders.