Best Home Equity Loan Rates Of February 2023

Navy Federal does not charge an application or origination fee, but there may be closing costs depending on factors like the property location and how much you’re borrowing. The interest rate is slightly higher than some competitors, however. Can qualify with a credit score as low as 620 Can tap up to 90% of your home’s equity Slightly longer closing times than some of the speediest lenders Rates slightly higher than competitors Loan Terms Discover says its best APRs starting at 5.99% are available to borrowers with “the best credit and other factors.” Loan amounts can be as low as $35,000 and as high as $300,000, but the best APRs start at the $80,000 level.

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