San Francisco is one of the hardest-hit cities when it comes to plummeting office values according to a July report from McKinsey Global Institute and a study released this month by economic research firm Capital Economics. The report from McKinsey and Company estimates a 20-42% drop in demand for office and retail spaces between 2019 and 2030, and a 79% decline in transaction volume, 24% drop in sale prices and 28% drop in asking rents. According to CBRE, the office-vacancy rate in San Francisco is a record-breaking 31.6% and is expected to continue to rise. McKinsey suggests creating more mixed