Sean Polley

A federal housing agency is accepting applications for a grant program helping low-income older adults stay safely at home through accessibility upgrades and safety repairs.
Eligible applicants include nonprofits, state and local governments, and housing authorities with at least 3 yr of experience effectively serving older adults.
The program offers $64M in total funding through cooperative agreements, with 32 awards expected and individual grants ranging from $2M to $3M.
Supported work can include bathroom access improvements, safety features, fall-hazard reduction, and other low-cost changes that improve mobility, daily function, and independence.
For communities, the goal is healthier aging, safer homes, and fewer unnecessary moves into nursing homes or assisted care facilities for low-income older adults.
Organizations should review eligibility carefully, confirm required experience, outline services and community impact, then submit complete applications under official proce

US Grants Back Safer Senior Homes

US small employers face tough coverage choices: absorb higher premiums, shift costs to workers, or stop offering insurance as expected increases keep squeezing budgets.
After payroll, health coverage is often one of the biggest small-business costs, and limited negotiating power in a consolidated market leaves employers paying posted rates.
Higher insurance costs reduce room to hire, raise wages, buy equipment, open another location, or build resilience when economic conditions soften further.
When small businesses cannot sustain competitive benefits, recruiting and retention get harder, and workers often face higher out-of-pocket costs or fewer coverage choices.
The proposed path is reform: expand health care competition, address insurer consolidation, and improve prescription-drug supply-chain transparency so savings reach employers and patients.