Leonardo Gelain, AAMS™ CRPC™

Mortgage rates follow the 10-year Treasury yield, not the Fed’s policy rate.

In 2026, the Fed is cautious, delaying rate cuts and keeping yields elevated.

Rates are hovering around 6.1% after briefly dipping below 6% in early 2026.

Key drivers include sticky inflation, energy prices, and investor term premiums.

Traders should watch the 10-year yield, inflation data, and Fed communication.

2026 Mortgage Rates: What Traders and Borrowers Watch

Slide 1
Millions miss valuable tax credits worth thousands every tax season.

Slide 2
The Earned Income Tax Credit offers up to $8,046 for families.

Slide 3
It is refundable, so you get it even with no tax bill.

Slide 4
Other credits include the Child Tax Credit up to $2,200 per child.

Slide 5
Tax credits reduce your bill dollar-for-dollar—don’t leave money behind.