Kayvan Korouni

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Mortgage rates likely stay around mid‑6% in 2026, limiting dramatic price swings. 

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If rates dip below 6%, buyer demand and prices could jump sharply. 


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Steady rates may finally push affordability past 30% payment‑of‑income threshold. 

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Rate stability fuels balanced markets, not buyer frenzies in hot zones like LA.

Will Mortgage Rates Decide Los Angeles' 2026 Pricing Fate?

The market is shifting into a clearer 2026 landscape, with several regions—especially the Rust Belt—showing steady growth and strong buyer demand.

Rising inventory in Sun Belt markets is opening new opportunities, giving buyers better prices and stronger negotiating power than in recent years.

Midwest and Northeast affordability continues to support resilient demand, helping these regions maintain positive momentum into 2026.

With regional trends becoming more predictable, buyers and builders can move forward with greater clarity and confidence across a diversifying market.