Carlos  Correa

A large wave of maturing commercial loans is creating strong demand for broker-assisted refinancing solutions across North American real estate markets.
Brokers are increasingly structuring deals involving mixed lender pools, including banks, credit unions, and private debt funds.
Property owners facing higher valuation pressure are relying on brokers to secure flexible financing terms and avoid loan defaults.
Technology-driven brokerage platforms are improving speed and transparency in rate comparison and lender matching processes.

Commercial Mortgage Broker: Refinancing Pressure Wave 2026

Markets welcomed Iran’s pause cautiously, but Canada’s five-year federal bond yield still moved higher on June 8, keeping fixed-rate pricing under pressure.
As of June 8, leading Canadian five-year fixed mortgage offers sat near 4%, while select variable options stayed in the low-3% range.
Fixed-rate shoppers should watch five-year federal yields, because Canadian lenders price fixed mortgages from bond markets, not directly from overnight-rate decisions alone.
Since the conflict began, Canadian five-year yields ↑~0.4 pts; forecasts see them near 3% to mid-3% through 2026, with an upward bias.
For second-half 2026 renewals, broker guidance stayed consistent: rate relief depends on durable resolution and calmer bond pricing, not a brief pause.