Donald Kirkendall

The global insurance, reinsurance, and brokerage market is projected to reach $10.16T in 2026, supported by broader insurance penetration and product demand.
Revenue is expected to reach $13.41T by 2030, with growth near 7% as risk transfer needs keep expanding globally across sectors and markets.
Growth drivers include digital transformation, parametric insurance models, cross-border reinsurance, advanced underwriting analytics, and greater focus on operational resilience across the value chain.
Insurance demand underpins expansion by helping insurers, reinsurers, and brokerages manage risk, support financial stability, and offer more diversified policy options globally.
Forward trends include digital distribution channels, advanced risk modeling tools, blockchain integration in reinsurance, and online brokerage platforms expanding market access globally.

Global Insurance Revenue Targets $10.16T in 2026

Young adults can usually stay on a parent's health plan until age 26, even when married, independent, out of state, or employed.
Coverage end dates vary by specific plan, so confirm whether benefits stop on the birthday, month end, plan-year end, or December 31.
After aging out, options include employer coverage, individual marketplace plans, catastrophic plans for under-30 applicants, public coverage if eligible, or continuation coverage.
Special enrollment helps avoid waiting for open enrollment: employer signups generally last ~30 days, while individual-market enrollment can last 60 days after coverage ends.
Choosing between a parent plan and your own depends on premiums, local provider networks, subsidy eligibility, public coverage access, and maternity needs.