Kelly Dejong

Advertising injury coverage helps protect policyholders from claims involving stolen ideas, privacy invasion, libel, slander, and copyright infringement tied to advertising activities.
It is usually part of commercial general liability insurance and functions as personal injury protection, not coverage for physical harm claims against businesses.
Coverage can help defend businesses against alleged advertising offenses involving goods, products, or services, as long as the claim is not excluded.
Intentional acts and knowingly false advertising are generally excluded, so a policy may not respond when a business creates the violation itself.
Businesses concerned about false advertising claims should review exclusions with an insurance agent and consider separate coverage, though that protection can be difficult.

Global Advertising Injury Coverage Basics

Canadian credit card CDW can let renters decline rental-company collision coverage, often saving ~$20 to $30+ per day on many qualifying rentals.
Coverage applies to rental-vehicle damage from accidents, vandalism, or theft, but renters need separate protection for third-party automobile, property, or liability claims.
Most Canadian cards cap covered rental MSRP at $65K, $85K, or $100K, so check values before pickup.
Canadian card policies generally cover rentals up to 31 or 48 days; longer bookings can void protection from the rental's start entirely.
Canadian renters should review exclusions: pickup trucks, non-minivan vans, off-road use, intoxicated driving, exotic cars, and many car-sharing rentals may not qualify.