Frantz Theodore

Bundle Auto and Renters Insurance

Medical costs after a car accident can range widely, from ER visits and scans to surgery, rehab, prescriptions, equipment, and ongoing injury care.
Who pays depends on fault, state insurance rules, and policy type. In no-fault states, your auto coverage may pay first through PIP or MedPay.
When another driver causes the crash, that driver’s liability coverage generally handles medical bills, but investigations and fault disputes can delay payment.
Health insurance can help when auto coverage falls short, while uninsured or underinsured motorist coverage may step in if the at-fault driver lacks enough insurance.
To limit financial surprises, review coverage, know deductibles, keep treatment records, seek care promptly, and ask providers about payment plans or assistance.