Chip C

They bought insurance early — not because they expected trouble, but because they wanted peace of mind.
Years later, an unexpected illness changed their routine and created new medical and income challenges.
Because coverage was already in place, they avoided financial stress and focused on recovery and family.
The policy provided cash support for bills, time off work, and everyday needs when it mattered most.
Their takeaway: insurance isn’t about fear — it’s about freedom to handle life without panic.

A Family Grateful They Bought Insurance Early

Covers tenant-made permanent upgrades to leased property.
Protects value of improvements like security systems, flooring, or cabling.
Landlords may exclude or include betterments in their property insurance.
Tenants must check leases to know who insures modifications.
Auto policies use betterment clauses to avoid overpaying for enhanced repairs.