Carlos Castaneda

Preventive care is included in many plans
Screenings and wellness visits catch issues early
Plans offer expanded networks and extra tools
Eligible UnitedHealthcare members get in-home visits
Use all benefits to stay healthy

Maximizing Your 
Medicare Benefits
In 2026

Captive insurance offers tailored coverage and potential cost savings versus commercial insurance.
Businesses assume financial risk and must commit significant capital to create a captive insurer.
IRS scrutinizes captive insurance for compliance; abusive micro-captives are on the IRS "dirty dozen" list.
Captive insurers are regulated at the state level and must be licensed where they operate.
Initial premiums and start-up costs can exceed $250,000; not all businesses are suited for captives.