Anthony Guerrero

A major insurer said targeted 2027 Medicare Advantage exits would affect ~600K members, while expecting a meaningful share to move into other company plans.
If a Medicare Advantage plan is not renewed, Medicare eligibility remains, and members who do not pick replacement coverage generally return to Original Medicare.
The main enrollment window runs from Early-Q4 to Mid-Q4, with changes generally starting Early-Q1; a separate special window then extends through Mid-Q1.
Switching to Original Medicare can unlock a protected Medigap window, starting 60 days before coverage ends and closing no more than 63 days after.
When comparing options, check doctors, hospitals, formularies, copays, deductibles, and worst-case yearly costs, because a $0 premium can hide much bigger tradeoffs.
Free, unbiased counseling is available through state assistance programs, and confirming choices with Medicare or a qualified adviser can help avoid coverage gaps.

2027 Medicare Advantage Exits Affect 600,000 Members

After sharp increases in past years, US car insurance rates have slowed and stayed relatively steady in the current period across the country.
Higher claim severity, pricier repairs, heavier litigation, riskier driving, and severe weather all pushed insurer costs higher, creating pressure for premium increases nationwide.
Repair bills climbed as labor shortages, parts supply issues, and increasingly advanced vehicle technology made even routine fixes costlier for insurers and drivers.
Even if nothing changed on your policy, broader losses in your area or market can still raise rates, making regular policy reviews worthwhile.
To lower costs, compare matching quotes, ask about discounts, consider bundling, keep a clean record, review deductibles, and explore safe-driver programs carefully.