Mimi Tritachaigoon

Health insurance accounts for about 8% of total employee compensation on average.

Overall, around 75% of employees are offered health insurance, and most eligible workers enroll.

Access varies by wage level, with higher-wage employees more frequently offered employer-sponsored coverage.

Among those offered coverage, enrollment rates are higher for higher-wage workers than lower-wage workers.

Differences in access are more common in lower-paying occupations, including many service-related roles.

How Health Insurance Access Differs by Income

Florida filed more personal injury lawsuits than any other state as of 2023. Common cases included car crashes, slip-and-falls, and workplace injuries.
A private-sector workplace injury report said 2024 saw ~2.5M nonfatal cases nationwide, including ~479.5K falls, slips, or trips.
Personal injury claims often started with an accident, then moved into filing, investigation, and negotiations with insurers and other parties.
The person filing carried the burden of proof, making documentation essential. Early photos or videos could help, but many people missed key evidence.
Common evidence included scene photos or video, police accident reports, medical records, and witness contact details for possible testimony if settlement talks failed.
A legal professional could help collect evidence, negotiate settlements, and guide the case. Experience with the specific claim type mattered when choosing support.
Most personal injury cases were settled out of court. Lawyers often worked on conti