Heather Ascott-King

Every year you wait to buy life insurance… you’re losing money without even realizing it.
At age 30, a $250,000 term policy might cost $20/month. Wait until 50, and it could jump to $80+ — a 400% increase.
Rates rise with age and health risks — the longer you wait, the more you pay for the same protection.
Locking in early means lower premiums for life and guaranteed protection no matter what happens later.
Life insurance is one of the few things that gets more expensive the longer you delay. The best time to start? Now.

The Real Cost of Waiting

Life throws challenges when we least expect them — and sometimes, they hit hard.
A final expense policy helps your loved ones handle end-of-life costs without financial stress.
It’s not about planning for the worst — it’s about giving your family peace of mind when it matters most.
Small steps today can lift a heavy burden tomorrow.
Be prepared. Stay protected. Final expense coverage is one of the simplest ways to care for those you love.