Ceasar Lwaissa

Beyond Medicare, smaller programs can cut costs and stretch retirement savings.
List highlights 10 programs; eligibility often depends on income, resources, or age.
Food help: SNAP for 60+ with net monthly income <$1.305K.
Medicare bill relief: QMB for Medicare-eligible with monthly income <$1.35K.
Extra savings: Part D Extra Help, plus Medicaid may cover Medicare gaps.

Benefits Seniors Should Claimfor Easy Money

Heavy downpours or sustained rains can trigger flooding, sometimes worsened by snowmelt runoff.
Reduce flood losses by knowing risks, lowering exposure, and staying prepared.
Check FEMA flood maps to gauge risk, plan evacuation, and prioritize upgrades.
High-risk zones: elevate outlets, A/C equipment, or raise homes on blocks/stilts.
Improve drainage: slope yard away, fill low spots, clear ditches and culverts.
Storm-ready steps: clean gutters, seal cracks, add sump backup, elevate outdoor electrics.