Andrea Edwards

Every year you wait to buy life insurance… you’re losing money without even realizing it.
At age 30, a $250,000 term policy might cost $20/month. Wait until 50, and it could jump to $80+ — a 400% increase.
Rates rise with age and health risks — the longer you wait, the more you pay for the same protection.
Locking in early means lower premiums for life and guaranteed protection no matter what happens later.
Life insurance is one of the few things that gets more expensive the longer you delay. The best time to start? Now.

The Real Cost of Waiting

When your teen starts driving, they must be listed on your auto insurance — even if they only drive occasionally.
If they’re not added and an accident happens, the insurer may deny coverage or reduce payout.
Adding your child helps ensure full protection for medical, liability, and vehicle damages.
It can also build their insurance history early, helping them get lower rates as adults.
It’s not just a rule — it’s financial protection for your family’s peace of mind on every drive.