Taff Weinstein

Slide 1
New crypto-backed mortgages allow buyers to use digital assets as collateral to help purchase homes.

Slide 2
The program lets crypto investors buy homes without selling their bitcoin or stablecoins.

Slide 3
Crypto assets are held in custodial accounts while borrowers repay the mortgage over time.

Slide 4
Only part of the crypto value can fund the down payment, limiting exposure to volatility.

Slide 5
Missed mortgage payments could trigger liquidation of pledged crypto after a delinquency period.

Crypto-Backed Mortgages, New Homebuying Path

Secured loans use collateral; unsecured loans don’t require any asset backing.
Collateral examples include cars, motorcycles, trucks, or a home you own.
Secured debt examples: mortgages, auto loans, secured personal loans.
Secured loans: possible lower rates, lower payments, higher amounts; but collateral loss risk.
Unsecured loans rely on credit history and income; may mean higher rates, tougher approval.
Choosing depends on credit, collateral, and comfort with terms; understand options first.