Nelson Bekoff

Fannie Mae forecasts 30-year mortgage rates falling to 5.7% by Q4 2026, down from ~6.0% in early 2026.
National Association of Realtors expects home sales to rise about 14% in 2026 as lower rates bring buyers back.
Single-family housing starts projected to drop 6.2% year-over-year through the first three quarters of 2026, limiting supply.
Construction expected to rebound 5.1% in 2027, but tight inventory in 2026 may keep competition elevated despite lower rates.

Fannie Mae: Mortgage Rates Will Drop To 5.7% By Year End

Mortgage rates get brief relief
US Treasury yields edged lower as investors sought safety ahead of heavy jobs data, easing mortgage pressure briefly.
Key benchmarks dipped in early trading: 10-yr ~4.36%, 30-yr ~4.92%, 2-yr ~3.86%.
Analysts watched March releases after February 28 strikes, testing whether higher oil prices feed inflation and costs.
Survey data showed mortgage rates rose: 30-yr fixed ~6.38%; 15-yr fixed ~5.75% as of March 26, 2026.
Trump cited talks to end Iran operations, but threatened energy infrastructure if Strait of Hormuz stays closed, adding uncertainty.
I’m seeing a market where bond investors keep shifting between risk and safety, creating quick swings in mortgage rates. Even small yield moves can feel like relief, but geopolitical uncertainty keeps housing conditions unstable.