There is a growing imbalance in the housing market with more sellers than buyers, as buyer interest dropped to its lowest since 2013. High mortgage rates and commercial real estate issues worsen the situation. In Texas, many homes bought by investors lack homestead exemptions, leading to rising taxes and insurance costs. Overbuilding in cities like Houston and San Antonio has prompted investors to sell rapidly, causing potential significant home price declines in the next 2-5 years.