Canada's largest bank offers various mortgage products with competitive rates, including fixed and variable options, and terms from 6 months to 25 years. Special offers include cash bonuses, Avion points, and reimbursement of switch fees. Fixed rates provide payment stability, while variable rates fluctuate with the prime rate (currently 4.45%). Prepayment options and rate holds are available. Borrowers with strong credit and low debt-to-income ratios secure the best rates.