Home-price growth slowed in early 2026, with a 0.74% year-over-year increase and a 0.1% monthly decline. The Midwest and Northeast showed growth due to affordability and stable jobs, while the West and South experienced price drops. Many large metros remain overvalued, driven by job growth and inventory shortages. Annual growth is forecasted at 4.4% for 2027, with some Florida markets at risk of declines and major cities potentially rebounding.