First-time homebuyers in Massachusetts may qualify for $25,000 in interest-free down payment and homebuyer assistance through a new program. Eligible buyers must finalize a MassHousing mortgage between April 27 and July 31 and earn up to 135% of the area median income, which varies by county. The funds can be used for down payment, closing costs, prepaid mortgage insurance, or to reduce the interest rate, with deferred repayment terms.