House hunting? Here's how to secure a lower mortgage rate

July 23, 2024

Hesitant about buying a home due to high interest rates? Learn how they work and secure a lower rate later. Mortgage rates impact purchasing power, so monitor them closely. Boost credit score to qualify for a loan with a lower rate. Keep DTI ratio at 33%-36% or less. Shop around for better rates and save $600-$1,200 annually by getting quotes from multiple lenders.

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Russell G. Lewis

+1-443-622-0561

Finance USA Corporation

Windsor Mill Manor, Maryland

Finance USA Corporation has been assisting customers with their mortgage needs since 2006. We understand that the process of obtaining a loan can be quite overwhelming, which is why our Mortgage Professionals work closely with each customer to ensure a financial solution tailored specifically to their needs. We work with many lenders who are able to offer more flexible qualification guidelines on most of our loans. This includes less than perfect credit, higher debt to income ratio, and having a non-occupying co-borrower. We also offer our clients consultative services throughout the process to make it as smooth as possible. Listed below are a few of these guaranteed services. Educate clients about the different loan programs available to them depending on their needs. Prepare a custom mortgage loan for each potential client. Point out any possible approaching obstacles, and advise on the best way to handle them. Provide regular updates to clients and their real estate agent. To speak directly with an experienced mortgage professional you can either call us, or simply enter your question under Ask an Expert and we will contact you as soon as we receive your request. Russell G. Lewis is also licensed for insurance for homeowners, auto, business and title insurance. We look forward to working with you!

Your Mortgage Loan Amount

Discover Your Loan Amount!

Ask Me Anything

Let's Talk!