It can help to review your life insurance from time to time to see whether your coverage still fits your situation and to understand what options may be available. Some people look into converting term life insurance to whole life, which can offer lifelong coverage and may build cash value. If you have a whole life policy, keeping an eye on cash value can be useful, especially if you’re considering loans or withdrawals. Talking with a qualified financial professional can help you think through how insurance may fit into broader goals. Some also explore “stacking” or “laddering” coverage to better match changing needs over time.