Why Annuities Are an Advisory-Driven Product

Annuities are complex, long-term financial products requiring advisory guidance due to their varied types, features, fees, and payout options. Advisors help clients align annuities with retirement goals, risk tolerance, and income needs while navigating regulatory, tax, and product complexities. The advisory-driven model emphasizes the need for skilled professionals to provide personalized, ethical advice, ensuring informed decisions for retirement income planning.