The 10 most affordable California cities are mostly in the Central Valley, with one coastal city. Porterville ranks highest with an affordability score of 8.7, median home price $325,000, and rent $1,358. Fresno follows with a score of 8.5, home value $388,567, and rent $1,975. Other affordable cities include Bakersfield, Tulare, Eureka, Visalia, Stockton, Chico, Sacramento, and Clovis, all offering lower living costs than the state average.