First-time homebuyers can access various programs to ease financial burdens. The Home Buyers’ Plan (HBP) allows withdrawals from RRSPs for down payments, offering up to $35,000 tax-free. The First-Time Home Buyer Incentive provides 5% or 10% of the purchase price as a shared equity mortgage. New Brunswick offers a Home Ownership Program for low-income families, providing loans up to 50% of the home price. The Green Home Program offers rebates on mortgage insurance premiums for energy-efficient homes. Tax credits are also available to reduce property taxes.