Florida's average APR for a 30-year fixed mortgage rose to 6.589%, up 0.297 points over 90 days. The 15-year fixed mortgage rate increased to 5.819%, while the 30-year jumbo mortgage rate slightly decreased to 6.623%. Refinance rates also rose, with the 30-year fixed refinance mortgage at 6.638%. Florida's rates remain slightly below national averages. Rates fluctuate due to economic factors, so comparing lenders and maintaining strong credit can help secure better rates.