In Florida, it now takes 9.2 years to save for a home down payment at median income, 17 months longer than in 2016. Home values rose from $196,979 to $376,504, while median income increased from $50,860 to $82,004. At minimum wage, saving would take 25.9 years. Idaho saw the largest increase in saving time, while West Virginia had the shortest at 5.5 years.