In Florida, it now takes the median-income household 17 months longer to save for a home down payment in 2026 compared to 2016. Minimum wage earners at $14/hour face nearly 26 years to save enough. Florida ranks 25th in increased saving time, with Idaho seeing the largest rise of 40 months. Only Louisiana, Mississippi, and North Dakota have shorter saving times than a decade ago. Saving on minimum wage alone is nearly impossible nationwide.