Florida's average APR for a 30-year fixed mortgage is 6.701%, down 0.082 points from last week but up over the past 30 and 90 days. The 15-year fixed mortgage rate is 5.909%, and the 30-year jumbo mortgage rate is 6.73%, both slightly decreased weekly but higher over recent months. Refinance rates show similar trends, with slight weekly drops but increases over 30 and 90 days. Florida's rates are marginally below national averages. Understanding these trends and maintaining good credit can help secure better mortgage rates.