Turn a Fixer-Upper Into Your Dream Home

A fixer-upper may offer the opportunity to create a home that fits your vision, but renovation costs can make financing feel complicated. Renovation loans may help eligible buyers combine the purchase and improvement costs into one mortgage. In this guide, we cover key options for Conventional, FHA, and VA borrowers, plus practical steps such as getting pre-approved, estimating project expenses, and understanding contractor requirements. If you’re shopping for a fixer-upper in Atlanta, connect with our mortgage team to review your goals and compare available programs. Program eligibility, terms, and renovation guidelines vary, so personalized guidance is essential.