Getting a mortgage as a freelancer or independent contractor can be challenging, but it's possible with careful planning. To improve your chances, focus on demonstrating consistent income through documented invoices and bank statements. Enhance your financial profile by boosting your credit score and reducing debts. Keep your financial paperwork organized, including profit-and-loss statements and contracts. Explore various financing options, such as non-QM mortgages, and consider bringing in a co-buyer for additional support.