Securing a mortgage as a self-employed individual can be more challenging than for W-2 employees due to the need for extensive documentation to prove income stability. Lenders often require two years of self-employment history, tax returns, and other financial records. Options like FHA loans, bank statement loans, or involving a co-signer can help. Maintaining good credit and a low debt-to-income ratio is crucial. Self-employed borrowers should stay organized and consult with financial professionals to explore suitable mortgage options.