A $14 million retirement fortune was reduced to $5 million due to lack of coordination among professionals managing lawsuits, divorce, and taxes. Key threats to wealth include underinsurance, unprotected inheritances during divorce, and uncoordinated tax strategies. Effective wealth protection requires a financial adviser to coordinate insurance, estate planning, and tax professionals, ensuring coverage adequacy, proper trust implementation, and tax-efficient strategies like Roth conversions. Annual team meetings are recommended to align plans and safeguard wealth.