Florida remains a top retirement destination in 2026, with four cities—Orlando, Miami, Tampa, and Fort Lauderdale—ranking in the top 10 for retiree-friendliness. Key factors include year-round warm weather, no income or estate taxes, abundant senior activities, and quality healthcare. Orlando leads for affordability and healthcare, Miami for activities, and Tampa for safety and recreation. However, rising real estate and insurance costs may impact its appeal.