In Baltimore, over half of renters spend at least 30% of their income on rent, with higher rates in predominantly Black neighborhoods. Many prospective homebuyers face financial anxiety and lack understanding of available grant programs. Maryland offers up to $17,500 in non-repayable grants to assist first-time and low-to-moderate-income buyers with down payments and closing costs. Early planning and using digital tools can help access these resources and build wealth through homeownership.