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Here's the Minimum Income Retirees Say They Need To Sleep Well (It's Less Than You Think)

September 12, 2026

Retirement income should cover about 70%-80% of pre-retirement earnings, focusing on monthly expenses rather than net worth. Income sources include Social Security, investments, rental properties, retirement accounts, pensions, and annuities. Planning should consider longevity, healthcare costs, and inflation. Key priorities are paying off high-interest debt and mortgages, diversifying investments, and maintaining flexibility to adjust to life changes.

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