Homeownership is a significant investment, with the typical U.S. home value at $357,377, a 2.1% increase from the previous year. High mortgage rates, currently at 6.67%, are impacting affordability. In the Orlando metro area, home values vary widely. The most expensive homes include Lake Buena Vista at $5,581,208, followed by Lake Hart at $1,147,637, and Bay Hill at $851,493. Other notable areas include Windermere and Montverde, with values of $704,761 and $620,600, respectively.