Over the past decade, U.S. home prices rose over 81%, outpacing wage growth of 47%, worsening housing affordability. Post-2020 recession, prices surged 40% before stabilizing by 2025. Mountain West and New England states saw the largest increases, with Idaho leading at +137%. Florida cities also experienced significant growth, some over 100%. Meanwhile, some states like Louisiana and North Dakota had minimal price growth. Elevated mortgage rates keep housing costs high despite price cooling.